The primary focus of this book emphasize the concept of retirement education, beginning from the point of entering service (be it civil service, military, paramilitary and parastatal) to the point of leaving; and also provide a guide to avoiding unnecessary pitfall. A well planned retirement is an organizational stability factor. Especially when there exists a deliberate plan, well coordinated both at personal and organizational levels. On the personal level, the worker puts something down for the future irrespective of the size of the pay package and takes what he learns at training programs seriously. On the side of the organization, it makes certain contributions, along with learning programs to the staff. This book covers a wide range of related topics - from pre- retirement challenges and challenges after disengagement; in bid to providing constructive solutions to retirement problems and having extraordinary life in your golden years. It is also noted the great importance of understanding that the environment we create for money is largely what provides us with either wealth or poverty in future - whether as individual, community or country.
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